Uninsured Motorists Benefits

Uninsured motorist coverage is required on all automobile insurance policies unless the benefit is specifically waived in writing by the insured. This is a provision which provides benefits to the occupants of the insured vehicle for personal injuries in the event that the owner and driver of another vehicle which caused a collision are uninsured. It is unwise to waive this provision. Although all vehicles and drivers are required to maintain liability coverage, unfortunately many vehicles are not covered by … Continued

Insurance Requirements

With few exceptions, California Law requires that all motor vehicles be covered by liability insurance minimum benefits for injuries of $15,000 for injury or death to one person and $30,000 for injury or death to more than one person per incident, plus $5,000.00 for property damage. These figures have not changed for many years and for most individuals it would be unwise to carry such low coverage. Unfortunately many vehicles are not covered by insurance. Failure to maintain insurance could … Continued