Many automobile insurance policies provide for the payment of medical bills for injuries occurring to occupants of an insured vehicle regardless of the fault of the driver. This can provide a source of prompt payment for medical expenses arising as a result of a vehicle collision and does not prevent the injured party from proceeding with a claim against the wrongdoer. The injured party is therefore free to obtain the medical treatment needed from the health care provider of his or her choice. An immediate source of payment is thus available for ambulance bills, emergency room care, doctor visits or physical therapy.
Not all insurance policies contain this provision and the terms are different among insurance companies. It would be a good idea to check your policy for this provision and to discuss the terms with your agent.
When you have been injured call the Law Offices of W. David Gurney for a free initial consultation. Practicing injury law for more than thirty years. 951-369-7800. Our attorney fees on personal injury claims can be as low as 25% (plus costs) depending on facts. Call for information on contingency fees on medical malpractice actions.
Nothing in this column is intended as legal advice with regard to any specific case. An attorney/client relationship will only be established on signing a written fee agreement.